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Excellent point!
posted by
SuccessWarrior
on December 4, 2006 at 9:34 AM
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My two cents' worth
I also happen to think that another factor is when people get their credit limits increased. This time of year is especially dangerous - get your credit limits on your cards increased, and go out spending in those insane pre-Christmas crowds, because it's another way of pretending you have enough money to spend on those presents.
posted by
kidnykid
on December 4, 2006 at 9:05 AM
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