Walking the Millionaire's Path: Why does the bank make such a ludicrous offer?

Our Path

My wife and I are on a path toward financial freedom which will inevitably lead to us becoming millionaires.

We are following a simple plan which we have devised for ourselves after doing research on the subject. We believe that simple plans provide the best chance of success. Simple does not mean easy.

Our Plan

1. Know where you are and where your money is going.
2. Spend less money.
3. Make more money.
4. Use the difference to pay off debts and invest.
5. Keep doing it.