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Sunday, June 18, 2006Buying A House: Contingency PlanIf we fail to pull off Step #3 - Make More Money in a manner that we think we will, then we have the decision of where to put our money when the other debts are paid off. With a house payment as our only debt and wanting to move, we have to decide whether to save up for a down payment or pay the... Sign in to see full entry.Saturday, June 17, 2006More On The Future Purchase Of A HomeHere are some of the things that my wife and I discuss when we talk about the new home and whether we should save money for a down payment or pay down the house we are currently in. Part of it is going to depend on how well we have done Step #3 - Make More Money. That will determine the speed that... Sign in to see full entry.Friday, June 16, 2006Bloggers, This Plan Is Still In The Making And Your Feedback Is WelcomeI have the basics down for my plan but I find that I am fine tuning it as I write about it and share it with you and of course, your feedback is an essential part of that. What works for you? What doesn't? What are the pitfalls? Do you have any tricks that help? And what would you do if... Here's... Sign in to see full entry.Thursday, June 15, 2006Another Note On Balance - Spending Money To Make MoneyHow much money are you willing to spend in order to make money? For example, my wife and I are in college now to change jobs. The money will be probably only slightly better but the hours will be better for me. How much do you spend to change jobs when you are on this plan? On this plan, you can be... Sign in to see full entry.Wednesday, June 14, 2006Our BalanceMy wife and I have come up with some guidelines for ourselves when it comes to finding the balance between living now and living later. The first of which is that we don't borrow money. We don't get loans. We don't use credit cards. If we can't afford it, we don't afford it. Simple enough. This plan... Sign in to see full entry.Tuesday, June 13, 2006Looking For The Balance - A Discussion - Please Join InHere's a point that comes up with my wife and I all the time. This plan will work, no doubt about it. It's just a matter of time and even though 5 years seems like a long time, it's not really. And then again, it is. I know, I'm going in circles but let me explain. I have a two year old son. To him,... Sign in to see full entry.Monday, June 12, 2006Step #5 - Keep Doing ItThis is probably the hardest of all the steps. Everyone can do the other steps for a day or two, maybe even a week or two but to keep on doing them for as long as it takes to get to the goal...that's a whole different story. How long is it going to take? Depends on your goal. If want to get out of... Sign in to see full entry.Sunday, June 11, 2006Step #1 - Some Good Thoughts From A BloggerI am posting my financial game plan because it holds me more accountable and because I tend to clarify my own thoughts as I write. I have received some great positive comments from bloggers and I am very glad that others are finding the tips useful or at least getting them to think. I also... Sign in to see full entry.Saturday, June 10, 2006Step #1 - Know Where You AreI have thought about renaming this step as, "Know Where Your Money Is Going," but there is more to it than that. You have to know where you're money is coming from and in what quantities. You have to know where it's going. You have to know how much you owe. The web has been a great tool for us.... Sign in to see full entry.Friday, June 9, 2006I Moved My Karate School From One State To AnotherWe live on the state line and I am moving my karate school from one state to the other so I have shut it down for a month while I get the paperwork in order for the new state. It's a bit of a hassle and may not be necessary in the future because I think they are going to annex the Utah side of the... Sign in to see full entry. |
