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Wednesday, April 11, 2007Banks helping home owners? Is it true?Banks lent money out to people that couldn't afford to make the payments and now foreclosures are going through the roof. To help fix the problem, several banks have created Mod Squads (*I* did not make up the term). These Mod Squads go around to people who are looking at foreclosure and try to... Sign in to see full entry.Tuesday, April 10, 2007No, I'm not over it yet but thanks for asking.Even as sick as I've been over the last couple of days, I haven't been able to get these rebate cards out of my mind. It's not the rebate card that's so bad, really. Not really. If you are in a position where you can use them where you would use cash and pay them off before you pay interest, then... Sign in to see full entry.Friday, April 6, 2007Help Spread The Word!I am going to post more on the Home Rebate credit card and I came across another way that banks are "helping" people that I need to share. Today I am going to cover a credit card offered by the Citi group in cooperation with Sallie Mae which is similar to the Home Rebate card but before I get to... Sign in to see full entry.Thursday, April 5, 2007AAUGH! You can't be serious!I can't believe the article I just read. Now, I will be the first to admit that I'm a little (just a tad) sensitive when it comes to credit cards so let me run this by all of you to see what you think. You also know how I feel about people buying houses that they can't afford and banks encouraging... Sign in to see full entry.Wednesday, April 4, 2007More on MarchI changed the format of my spreadsheet last night that I use to track our spending each month. I changed how some of the items were lumped together to get a better idea of where our money was going. We keep track of all the money we spend. We write it down at night and then I enter it all into a... Sign in to see full entry.Tuesday, April 3, 2007Looking at MarchWe did much better in March than we did in February. February we had extra money go out for the heat bill and my wife's visit to the doctor. March went fairly smooth. We spent money on supplies for the yard but still did so much better than February. On the three debts that we have, here's the... Sign in to see full entry.Monday, April 2, 2007The fastest fix would cause a slowdown as wellThe drop in housing prices is part of the slowdown in the economy. I've covered this and posted that it will be like this until the housing prices go back up. Some you may note that I always say housing "prices". That's because of the little game that was played over the last few years. People would... Sign in to see full entry.Sunday, April 1, 2007What Alan Greenspan saysHe mentioned something recently that I have tried to point out a couple of times here over the year. It's the reason that I disagree when Henry Paulson says that the rest of the economy won't be affected by the slowdown in housing. Here's what Greenspan said: "The current problems seemed to result... Sign in to see full entry.Saturday, March 31, 2007What a nice deal they offered meI told you that Sallie Mae deferred my loan for me when I decided to go to college. Instead of accepting that nice offer that would have added close to $10,000 more on the loan, we decided to try and pay it off. I decided not to go to college this semester because I'm doing some writing on a project... Sign in to see full entry.Friday, March 30, 2007Housing bubble: does anyone know?I'll get back to Sallie Mae tomorrow but I had to pass this information on. I've been reading articles on the housing mess every few days to get a feel for how things will turn out. Up until yesterday, most of the news has been the same. Foreclosures are going to go through the roof because of all... Sign in to see full entry. |
