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Thursday, January 4, 2007Here's a different way to think about your moneyI had this thought last week and now I want to share it with you. It's not completely valid but there are several reasons that I want to share it with you. First, it is a great illustration and may help people see their money in a better way. Second, a couple of days after I had this thought, an odd... Sign in to see full entry.Wednesday, January 3, 2007Show your school spiritI have plenty to talk about but I read this article about a new ploy by credit card companies so I thought I would interject it here. Credit card companies are trying to capture their market in college by putting the school logo on credit cards. This isn't a surprise. College graduates on average... Sign in to see full entry.Tuesday, January 2, 2007Looking ahead to 2007My wife and I had our weekly meeting last night and I'll give you some of the highlights. It had been a couple of months since our last meeting so there was quite a bit to go over. We usually meet each week but we put everything on hold for the holidays. One of our biggest goals for this year is to... Sign in to see full entry.Monday, January 1, 2007Our first weekly meeting of the year is tonightAs luck would have it this year, my wife and I will be having our first weekly meeting of the year on January 1st. It just happens that the first day of the year falls on a Monday this year but it does seem appropriate. I have covered this before but I want to go over it again for those that weren't... Sign in to see full entry.Sunday, December 31, 2006Looking back on 2006For my wife and I, our fiscal year starts on April 14th but since it's the end of a calendar year, I thought I would look back at what we have accomplished this year. In terms of actually completing anything, not a whole lot really. The first year of the plan is probably the toughest or the slowest... Sign in to see full entry.Monday, December 25, 2006Merry ChristmasEnjoy this next week (without using your credit cards) because starting in January, we'll be working on getting out of debt and becoming millionaires. Sign in to see full entry.Friday, December 22, 2006Bad credit? No credit? No problem!In fact, that's probably how some lenders prefer it. After all, that means they get to charge you more since they are taking on more risk. They probably relish the small nicks to your credit. It's a fine line of course, most things in life are. How much on a credit report is just a mistake and how... Sign in to see full entry.Thursday, December 21, 2006What's in your wallet? (Part 2)We interupt our information on Prosper.com to bring you this news. If you haven't figured it out yet, I'm not a big fan of credit cards. I believe that they are a major factor in the financial downfall of many Americans. I believe that card holders bring much of it on themselves but I also know that... Sign in to see full entry.Wednesday, December 20, 2006What's it feel like to decide whether or not someone should get a loan?Well let me tell you. I joined www.prosper.com and I can tell you that it's hard. If you want a look at life from the bank's point of view, I recommend you give this a try. I'll probably cover Prosper for the next couple of days as I explore it more. Here's the quick overview. People go to Prosper... Sign in to see full entry.Tuesday, December 19, 2006Interesting article on credit cardsI was emailed an interesting article by CV Rick and here's an excerpt from The Cash Cows of Personal Debt: "When card users are late making payments, as the complex algorithms used by card issuers predict they will, interest rates rise dramatically and multiple user fees are added to the monthly... Sign in to see full entry. |
